Sunday, August 17, 2008

An Important Factor In Calculating Your Car Insurance Rates Is The Quality Of Your Driving Record

Category: Finance.

Many car owners avoid taking more auto insurance than the minimum level required by the state simply because of the exorbitant car insurance rates that they have to pay.



Making a thorough auto insurance comparison is a good practice if you want to get cheap car insurance rates, so do your homework and most likely you will save lots of money when you do. An important factor in calculating your car insurance rates is the quality of your driving record. Keeping your car safe at all times is part of maintaining a claims free record because it is highly unlikely that you will want to pay for the costs of replacing it, instead of claiming from your insurance, in the event that it is stolen. This is by no means a complete list of criteria car insurance companies look at to determine rates. So how do you reduce the rates on your car insurance? Ok, you can change this, but there have been no reports of people marrying simply to lower their insurance rates. A high performance car insurance policy provides the correct level of insurance at an affordable premium, allowing the car to be used without bothering about high premiums.


Avoid insurance scams and cheapie car insurance companies. It is not advisable to purchase more collision coverage than your car is worth. Multi- Policy Discount- This discount is available when you insure both your auto and home with the same insurance company. Also, if you get married, your rates will drop to the floor. Age Rating Tiers- Most insurance companies have age rating tiers on young drivers. It is not compulsory under Florida law to have bodily insurance but it could save you from financial burdens if you have an accident.


Senior Citizen Discounts- Most companies have discounts for people age 55 and older who are retired or work less than 20 hours a week. View our Recommended Source for Insurance Quotes it is a simple site that offers low rate insurance quotes of all types.

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